Which of the following aspects is NOT covered by a general liability policy?

Prepare for the Arizona Registrar of Contractors Exam. Use flashcards and multiple choice questions with hints and explanations. Ace your test with confidence!

A general liability policy is designed to protect businesses from various risks associated with bodily injury, property damage, and personal injury claims that may arise during normal operations. Each of the first three aspects—bodily injury claims, property damage claims, and personal injury claims—falls under the coverage provided by general liability policies.

Bodily injury claims refer to physical harm sustained by third parties due to the actions or negligence of the business. Property damage claims address situations where the business’s operations inadvertently cause damage to someone else's property. Personal injury claims cover non-physical injuries such as defamation, invasion of privacy, or discrimination.

In contrast, damage to personal relationships does not fit the criteria for a claim that a general liability policy would cover. Such damages are more subjective and not typically associated with the business activities that the policy is designed to protect against. This type of claim would fall outside the common scope of liability insurance, emphasizing the focus of general liability coverage on tangible risks and injuries rather than emotional or relational harm.

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